GoldenWatch

Discovering the Golden Years

This is the first sunrise of the New Millennium.

Gulliver and the Lilliputians

When you retire you have to be very careful. You will be like Gulliver in the Land of the Lilliputians. The Lilliputians were very small about the size of one of Gulliver’s fingers, naturally Gulliver didn’t take them seriously because they were so small. He felt safe and he sat down under a tree and fell fast asleep. Quietly the Lilliputians came out from their hiding places and carefully began to tie Gulliver to the ground with thread and tiny stakes the size of pins. No single stake or thread could have held Gulliver immobile, but thousands of stakes and thread could do the job. Gulliver was captured he lost his freedom. The same exact thing can happen to you when you retire. You can lose your Freedom bit by bit, second by second, and dollar by dollar.

 

There is an alarm that goes off when you retire. You won’t hear it, but everyone that knows you and many that you have never met hear the alarm. And they get out their tiny stakes and their threads. They start lurking behind the neighborhood trees. You won’t see them coming but they are everywhere all around you. On your first day of retirement they are set to start tying you down. Be vigilant; don’t nap where they can find you. Nap at the library, go to the reading section and pull a very thick book off the shelf. Make it a book on a boring topic like the Roman Empire. Check the card in the back to make sure no one has ever taken the book out. Sit down in the most comfortable chair available and snooze baby snooze safely. Don’t worry about the librarian as long as you don’t snore your safe.

 

Also be careful not to answer the phone. Called ID only cost $7 a month and it should be the highest priority on your retirement budget. Never answer the phone when it rings but make a careful list of the callers’ numbers and return the calls when you get up to go to the bathroom in the middle of the night. Just say they called earlier and you weren’t able to come to the phone and hang-up. If you get many calls, you might further rent a PO Box and leave a message that you would be grateful for a donation of $100. Promise that when as long as you get their monthly contribution you will never have to call again. In some cases this can turn out to be a nice boosted to your income. Anyone who is looking for any kind of contribution should be solicited for contributions to your memorial fund.

If they don’t send you money, don’t send them money. Actually never send money. It may be a terrorist plot to spread disease through the mail. It is a good idea to take down your mailbox and claim that it has vanished, alien are stealing your junk mail.

 

I hate to say it but our families are the worst offenders when it comes to tethering our freedom to a garbage truck. Luck for you I have invented a psychosis that will keep your closest friend and family at bay. It is called Compulsive Discommitment Syndrome, or CDS. The nature of the psychosis is that you want to help everyone in everyway possible but you are prohibited by from following through by CDS. It also manifests a symptom that the inflicted can’t sign anything. Have little cards printed up that say “This patient under medical care for CDS. He will not follow through on any promise, commitment or donation that he will be happy to make.” Signed Dr. Adrian Monk. This card is you get of jail free card. I also suggest that you have a Tee shirt made with this same quote. This technique takes a lot of discipline. Don’t sign anything. Promise total support but give nothing. Pretend that you don’t remember agreeing to anything.

 

One final step, to assure you retirement Freedom; ask each of your children and other relatives to please send you $5000 a month.  This may seem extreme, but hear me out. Granted that some of your children might find this beyond their ability to pay; but starting on the month that you retire enter this debit into the account of anyone who doesn’t send the money. It will grow rapidly and provide you with a nice cushion and augmentation to you retirement funds. You actually don’t have to even collect any money; but chances are that someone will send you something and then this can be reported to everyone else. It also allows you to become very generous because you can use these resources to give extravagant gifts to everyone. For example suppose one of your children had built up a debit of $50,000 (this only takes 10 months); you could forgive $10,000 as an Xmas gift. But more important if they ever actually need money and want to borrow from you, it is easy to authorize special forgiveness of their debt. I feel once you have this system in place borrowing will be held to minimum.

 

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Submit essays to: Wayne R. Hudson at wrhudson@yahoo.com